Data: Dubai Land Department|0% Commission for Buyers|Direct Developer Access|Knight Frank & CBRE Analytics
strategy

How a Dubai Property Deal Works: From Booking to Keys

DubaiYield EditorialFebruary 20, 2026
How a Dubai Property Deal Works: From Booking to Keys
Buying property in Dubai follows a clear sequence. Here are the eight steps you’ll typically go through. **1. Reservation (booking)** You reserve a unit — often via EOI (Expression of Interest) or pre-launch. A booking fee may apply (e.g. 5,000–50,000 AED). You need ID and contact details. **2. Paid booking (Booking Form)** You sign the booking form and pay the reservation amount. This secures the unit. Payment is usually by bank transfer or card as per the developer’s terms. **3. Payment plan** You agree on instalments: typically a down payment (e.g. 10–20%) and then milestones linked to construction, plus optional post-handover payments. Budget for each milestone. **4. Down payment, government fees and admin** You pay the first major instalment, Dubai Land Department (DLD) fee (typically 4% of the purchase price), registration fees, and any admin fee. Have your passport and, if required, proof of funds ready. **5. Sale and Purchase Agreement (SPA)** You sign the main contract with the developer. This can be done in person or remotely (e.g. DocuSign or via Power of Attorney). **6. Oqood / agreement registration** For off-plan, the agreement is registered in Dubai’s interim system (Oqood). This protects your interest before the building is completed. **7. Title deed** When the project is completed and you’ve paid as per the plan, the property is registered in your name at DLD and you receive the title deed. **8. Handover and keys** You do a snagging inspection, receive keys, and set up utilities (e.g. DEWA) and pay the first service charge. You can then move in or rent out. For a full checklist and cost breakdown, see our [Buying process guide](/guide/deal-steps). To compare properties and yields, use the [ROI calculator](/tools/roi-calculator).

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